Support for Fire Survivors Facing Rebuilding Challenges
High Construction Costs Hindering Wildfire Survivors’ Rebuilding Efforts in Altadena
LOS ANGELES — More than a year has passed since the devastating Eaton Fire swept through Altadena, and many survivors continue to face significant financial obstacles in their attempts to rebuild. Officials report that approximately 60% of those who lost their homes have yet to file for reconstruction, primarily due to difficulties in securing financing.
The Eaton Fire resulted in the destruction of over 9,410 structures, both residential and commercial, with an additional 1,074 sustaining damage. For many, the struggle is not just about rebuilding but managing skyrocketing construction costs.
Ada Hernandez, whose family is currently living in an RV on their property, shared the emotional toll of their situation. "It looks nice and new, but it’s not a house. It gets super cold in there," Hernandez said. The fire obliterated two homes belonging to her family, which held deep sentimental value. "We got the keys to this house the day that my son passed away. So this house meant a lot to me and my family," she added, underscoring the personal stakes at play.
Despite having insurance coverage of approximately $550,000, the estimated cost to rebuild the two homes is around $1.3 million, a gap that leaves many families in a precarious position. Hernandez’s story is not unique; survivors across the region grapple with similar challenges.
Supervisor Kathryn Barger highlighted the primary concern as financial limitations. "The number one issue is money. Whether it be lack of insurance, underinsured, or even the uncertainty of whether they’re going to be able to afford to rebuild given the cost of building," she noted. Barger is actively working with state and federal authorities to secure more support for fire survivors and is advocating for the Department of Insurance to ensure accountability among insurers.
As the rebuilding process continues for some on Hernandez’s street, the pressure mounts for families like hers, who fear falling behind. "As you can see on my street there’s already five houses almost being done and we haven’t even submitted our plans. Hopefully, we’ll be able to submit this year," she expressed.
In light of the financial strain, Hernandez’s family is exploring the option of a low-interest SBA loan to help cover construction costs. Barger has requested an extension on the repayment timeline for these loans, as families currently have just one year to begin repaying.
With rebuilding efforts still stalled for many, the implications of ongoing financial challenges weigh heavily on the community, highlighting the urgent need for additional support.
